cpafrank's Blog

The similarities between BCS football and a great looking lady are unreal.

The Pursuit:

With football you have all week to build up to Saturday.  With the lady you dance around wondering if she will actually go out with you.

The Night Before:

It is Friday night and tommorow is game day!  It is Friday night and tommorow is date night.

The Date:

At the stadium everyone shows up in team colors, the band is playing and its showtime.  The hot chick shows up in a sexy black dress, hair all done and its out to dinner.

After Party:

You win the game an its celebration time, lets go to the bar.  If your lucky, she has a good time and it extends into the evening.

The Next Day:

The BCS has a playoff system that stinks, so at the end of the day, you still don't know if they have the #1 team in the county.  Your date is over and you wonder if she will ever go out with you again or if you just got lucky.

The parallel is amazing!

Lets see, first we have a coach that can't, a quarterback with no confidence, a defense with aging spare parts, a coach with no emotion who looks like he's doing a math problem in his head on the sidelines, a general manager who travels four days a week, a malcontent in Kellen Winslow, a public relations department that lies, staph infections galore, a coach who can't coach, players quitting, a GM who bothers to send an f-bomb to a fan, and a rookie quarterback who has more poise than any of them.

What a mess!

Osama Bin Laden holed up in a cave someplace is laughing his BLEEP off because he seems to have done it again.  We are becoming his second Russia.

He struck on 911 as a prelude to rocking our financial system by going after the WTC.

We began a war against terror as a result.  It has now carried through a full presidency and into a second one.  We keep printing money to finance it.

The value of the dollar became a world joke.  The Euro was 1.60 to 1.00 and Canada dropped from 1.35 to .96 per 1.00.

We ran the price of oil up to all time highs and the cost of gasoline and natural fuels with it, not to mention gold to $1000 per ounce all on market speculation.

The stock market was at all time highs and consumer and housing prices along with it.

The result is that it has all crashed at one time, just like what he did to Russia.  He set us up to crash ourselves and it's looking alot like we did it.

I may be giving him too much credit.  Anyone else have a better explanation?

As a child growing up, all I remember is listening to bad Indians teams night after night and enjoying it.  Long before cable and the superstations, there only were about 25 games a year on television.  It was a treat to be on a nationally televised game.

I would come back every night to here the broadcast.  As play by play men changed, for 34 years years, Herb never changed.  He was always the same.  Some fans may have complained about his delivery or his mistakes, but he was genuine and was one of us.  He was a hard working Clevelander, working to support his family and provide the public with some entertainment.

Nothing is better than hearing, it's a long drive to left, back he goes, the shortstop makes the catch in short left field.  This is not a knock on Herb, he was human, just as we all are.  He could have been very bitter about his playing career.  He chose to embrace the sport that provided for his family.

Herb was always active in the community.  His work with Our Lady of the Wayside often could go unnoticed because he did not seek recognition. 

Here is to a person who was fine player, a fine broadcaster and a fine man!

Who is Henry Paulson trying to bail out, the country or all of his big business buddies on Wall Street?

When I first got wind of the bailout, my gut said don't bail out anyone, I paid my bills.  Now that the bail out money has had no effect on the financial markets and is not being used as totally intended, I again say, why are we bailing out anyone?

If you want to bail people out consider this.  Take all the mortgages in default and evaluate them at the level of the payor, not the payee.  Funnel money through the banks to bring all defaulted mortgages back down to a level that can be afforded by the public.  At that point the public will then have more free cash flow to pay bills and continue spending in the economy.  Banks will have significantly lowered their risk exposure but not been fully rewarded for bad business practices.  At that point Americans have been helped and the companies that will fail, will fail.  They should be out of business anyhow.

The consumer will drive this recovery, not the business.  If consumers have no money, no jobs and a pile of debt, it does not matter how much you help a business, there is no demand for the product.

The current tally is 3.9 million jobs lost this year.  We have 3.9 million, do I hear 5.0, give me 5.0, from the back row, I hear 5.0.  Sold for 5.0 million jobs.

Big business has spent the last decade growing companies and being very greedy.  Wall street has spent post 911, growing companies and being very greedy.

Look at Enron, WorldCom, Fannie Mae, Freddie Mac, Global Crossings.  Look at the price of oil.  The market speculators ran the price of oil up to record highs and when the market crashed, it crashed.  We have no new wars, no weather problems shutting down wells, no oil wells went dry, and we are talking about tapping into our own energy for a change, yet gas has fallen from $4 a gallon to $1.90 in just months.  By the way, I think it was Exxon that still reported healthy profits.

It is okay for Dell Computer to ship its call center to India.  It is okay that when I call TimeWarner to see why the Ohio State game is not on the Big Ten Network, I have to talk to someone who does not even know what football is.

This is an open request to president elect Obama.  If you want to enact CHANGE as your slogan claims.  Start right here at home.  Do not increase entitlements, do not put up with current business practices, do not screw the Joe the Plumber's of the world, DO SOME GOOD!  Show US, why you thought you were a better candidate than John McCain.  We are far beyond Democrat or Republican in this country.

I noticed in the Plain Dealer (Cleveland Rag) and other papers this weekend, Pat O'Brian Chevy had full page ads asking us to buy American.  He does not care if it is Ford, Chrysler, or Chevy, just buy American.

These are good words.  The US economy has lost 1.2 million jobs this year.  A crash in the auto industry will cause millions more.  There is no way that spending will be stimulated if jobs continue to be lost.  We already have to many jobs in countries where the people making our products can not afford to buy them.  If they are shipped back here, we can no longer afford to buy them either.

If Mr. Obama wants a cause to focus on, bringing jobs home should be #1.  I am sick of calling customer service for Dell Computer, my credit card company, my cable company and many others and getting a phone representative from India, Mexico or any other country.  It took 45 minutes to execute a warranty claim on a Dell Computer monitor because the person in India could not understand the letters in the serial number.

Bring jobs home!  Give big business incentives to bring jobs home.  Stop supporting the rest of the world and start taking care of our own.

When will the Browns coaching staff finally get rid of the 3-4.  To play a 3-4 defense you need Lawrence Taylor, Zach Thomas in his prime, a healthy Chris Spielman.

You do not need Andre davis, D'qwell Jackson, an aging Willie McGinnist or Kameron Wimbley.

You also need a pass rush which we do not have.  Poor Brandon McDonald was lit up like a Christmas tree last night, but did you notice Jay Cutler could have set up an had dinner back in the pocket.  No one was near him.

It is time to clean out Romeo and the famed 3-4 defense and go back to a traditional 4-3.

God 3-4, 4-3, I wish our record was that good.

PS - Brady Quinn showed what good decision making looks like and with a little help, he would have had his first win in a short week, with no practice.  The kid can play!

Now that Issue 6 has been defeated lets really think about this one.  The out of town casino spent $27 million to make sure this did not pass.  It exposed all of the so called loop poles in the bill.

If you can spend that much money on advertising to stop a casino, how much money are they really making?  More money than we could ever spend.

It is time for the leaders of Ohio to write a bill that will actually work and time for the citizens to vote for a well written bill.

Casino gambling will provide jobs.  It will not create any more problems, those problems already exist and are well within driving distance.  What it will produce is revenue for the state of Ohio.

$27 million to advertise against it.  If the state granted just 4 casino licenses and placed them in say Cleveland, Toledo, Cincinnati and Columbus and auctioned them off.  How much would a casino pay to get into this state?  We already know what they spent to keep gambling out of Ohio.

All of you Obama supporters who were lied to about a tax cut will get yours in 2010.  The current tax laws are set to expire in 2010.  With that will be the removal of the the $1,000 per child tax credit.  With that will be an increase in the capital gains tax rate and the qualified dividend tax rate.  These are things that America has come to need, especially during the current financial crisis.

So Obama and the Democratic party did not lie when he said he will not raise taxes.  What he did not tell you is that he will let current law expire in 2010 and with a more Democratic congress, they will red stamp everything.

When there is a large sell off in the stock market in late 2009 and when you no longer get $1,000 per child in 2010, I hope all the foreward thinkers out there remember what party they voted for.

I came across an alarming statistic the other day.  For every $100 we spend on a prescription the breakdown is approximately $30 for what it costs to make the drug and $70 for marketing.  This is staggering and we wonder why healthcare costs so much.

The drug companies have gone through de-regulation just like every other industry.  I however, can not understand why so much money must be spend to advertise a product that we can't buy.

The average American consumer can't go to the store and buy these drugs.  You must first go to a doctor to get a prescription.  If the doctor feels you need it or agrees with your need for the drug, they will prescribe it.  Why are they spending 70% of a prescription cost on advertising to a population that needs assistance to buy the product.

What has happened to good old fashioned medicine.  Doctors have turned into pill pushers and you need a pill to counter act the side effects of the other pill.  In the mean time it is big business and the drug companies that keep getting rich.

Just another instance of the need to take back America.

The Cleveland Pops Orchestra will be playing at a holiday concert on Saturday December 6th at Avon Lake High School at 7:30PM.  Tickets are available for $30 each through the Avon/Avon Lake Rotary.  This is a nice holiday concert that features the local school choir and is a great way to have a local evening without going downtown.

See attached link for more information.

http://www.avonlakerotary.org/

If you go to dinner with three people and the bill is $30, it is split three ways and each person paid $10.

The waiter discovered that he overcharged you by $5, but being slick he said he overcharged you by $3, so he refunds everyone $1 and puts the extra $2 in his pocket.

Each person has now paid $9 or $27, the waiter has $2.  What happened to the final $1?

It went to Mr. Obama to spread the wealth!

Dennis Kucinich the leader of lost causes was no where to be seen while the government took National City Bank out from under Cleveland.  Not to mention George Voinovich and Steve Latourette (oh yea he's from Youngstown). 

National City Bank had the highest tier 1 capital of any regional bank around and while it was not exactly on solid ground, it also was not ready to fall off the cliff quite yet.  The PNC foot print is almost the same as NCB only to the east.  The consolidation can create a very strong regional bank.

What I have a problem with is the government selecting PNC without even considering the viability of NCB.  The government is operating under selective socialism.  What happened to the concept of the strongest will win.

Where were all of our great Northest Ohio politicians who seem to show up for a photo opportunity when it is available, but did not move a muscle to fight for NCB.  Dennis will go fight for the one inner city grocery store, but did not move a muscle for NCB.  Oh yeh, he was still to busy running for president, I forgot.

For a state that is always such a swing state, our elected officials sure have no power in Washington.